YellowChanger

A no-KYC-but-AML-screened Russian exchanger that supports Monero both ways. YellowChanger takes no ID and no account, processes orders in 2-5 minutes fully automated, and supports XMR for both deposits and withdrawals (10 confirmations). It also bridges crypto ↔ Сбербанк / СБП / all Russian banks, at 0.6% ("green") or 1% ("yellow").

The AML gate is the defining trait. Every incoming deposit is risk-scored. Per the operator, they *"accept crypto up to 70% AML,"* and funds that trip the gate are refunded to the sender's address without verification — a refuse-and-return posture rather than freeze-and-KYC, which is meaningfully more privacy-respecting than most compliance-forward exchangers. Important caveats: (1) this refund-on-trigger behaviour is the operator's claim and is not yet verified by track record — confirm before trusting large amounts; (2) the crypto↔fiat side settles to Russian bank accounts, which are identity-bound by definition, so the fiat leg is not private; (3) screening funds by "risk score" is itself a compliance stance that sits in tension with a no-KYC ethos.

Why C. It's an established service (domain since 2023, listed on BestChange/SwapSpace, Trustpilot rated "Great" across 48 mostly-older reviews) with genuine XMR support — but the AML screening, the bank-tied fiat rails, and the unverified refund promise cap it. Clean funds route fine; complicated histories will bounce. That is exactly what C means on this shelf.