No-KYC Crypto Cards 2026 — Virtual + Prepaid Reviews

C Agora Cards ●

Invite-only prepaid Visa (referral code required to register) — email + phone signup, no government ID through card issue. Virtual card 90 USDT on BEP-20 / TRC-20 / ERC-20 / SPL / Polygon. Backend built on Dynamic (embedded EVM wallet) and LI.FI (cross-chain swap). No XMR top-up today; operator says on the roadmap.

C PrivacyGateway ●

No-KYC virtual VISA card with hash-based access, funded by crypto — bundled with self-run RPC nodes and a 0-fee PPLNS mining pool.

A Bitrefill Gift Cards ●

Largest crypto-funded gift-card marketplace — Amazon, Uber, eSIMs, mobile top-ups.

fees No surcharge on most brands · spreads ~0–4% depending on issuer

A CakePay ●

Gift cards inside Cake Wallet — pay direct in XMR/BTC, no extra account.

fees Issuer-dependent · no separate platform fee · network fees paid by user

A CoinCards ●

Canadian-based gift-card store, accepts BTC/XMR/ETH and many alts.

fees Spreads vary by issuer · supports CAD-region brands not covered by US-only stores

A Coinsbee ●

Pay with 200+ cryptocurrencies for gift cards in 165 countries.

fees Spreads 4–8% depending on issuer · no account required for most purchases

B Trocador Gift Cards ●

Crypto-funded retailer gift cards — Amazon, Steam, Walmart, hundreds more.

fees Pay in crypto · 2% spread set by us · denominations $5–$500

B Bybit Card ●

CEX-funded Mastercard prepaid — Beta tier ($500/mo) easy to maintain: ~$50/mo cap on USDT cashback + 100% on ChatGPT/Netflix/Spotify/Prime/TradingView (may share the cap). Heavy KYC.

fees No annual fee · $5k daily limit · 1% FX markup · Beta tier ($500/mo + VIP1, easy for normies): ~$50/mo USDT cashback cap + 100% on Amazon Prime / ChatGPT / Spotify / Netflix / TradingView (may share the cap — verify in dashboard) · Higher tiers (Alpha→Infinite) gate on Bybit exchange VIP status

C Crypto.com Visa ●

Staked-CRO tier system with cashback up to 5%. Heavy KYC.

fees No card fee · 0% top-up · cashback 0–5% (tier-dependent) · stake CRO for higher tiers

B Goblin Physical MasterCard ●

Physical no-KYC MasterCard, mailed worldwide. High issuing tier.

fees Issuing $350 · 3.5% reload margin · physical card mailed worldwide

B kyc.rip Cards ●

Prepaid card + gift-card aggregator. Routes orders across upstream issuers; wallet-funded checkout in XMR / BTC / USDT.

fees Varies by issuer · aggregator margin small · XMR / BTC / USDT

C MoonPay Prepaid ●

Mainstream-issued prepaid card. KYC required, broad acceptance.

fees KYC required · 4–5% off-ramp spread · mainstream issuer + acceptance

C Wirex Visa ●

Crypto-funded Visa with cashback rewards. KYC required, regulated issuer.

fees $1.75/mo fee · 0% spread on supported coins · cashback on spend (varies tier)

B Stealths ●

No-KYC virtual cards, gift cards, eSIM — buy with Monero, tracked by order number only (no email, no Telegram).

fees Per-product pricing shown before order creation; no hidden fees. Crypto network fees are payer-side (your wallet's send fee). No exchange/spread fees disclosed — pricing is fixed in fiat-equivalent per card/product.

B Trocador Prepaid ●

Trocador's prepaid-card aggregator — multiple issuers behind one purchase flow.

fees Issuer fees vary · Trocador adds 1.5–3% spread

B XMRVCC ●

Disposable virtual credit card — crypto checkout (BTC/XMR/LN), no KYC, no account, manual delivery.

fees Custom balance · NOWPayments processing fee + operator margin embedded in card price · BTC/XMR/LN