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methodology · public rubric · last review 2026-05-21

How we curate.

A directory only matters if its judgement matters. This page documents how we grade, tag, accept, reject, and remove listings. It's terse on purpose so it stays honest.

Grade rubricA · B · C · D · F

GradeWhat it meansExamples
AStrong privacy posture. Anonymous signup or audited no-logs. Operator track record. Active maintenance.Mullvad · Proton Mail · Njalla
BGood privacy posture with one trade-off — light email at signup, smaller server fleet, less-audited claims.IVPN · Wasabi · Tutanota
CUsable but compromised — KYC at the payment edge, fork that hasn't stabilized, narrow feature set.Windscribe
DListed for completeness or comparison only. Heavy KYC, weak privacy claims, or unproven operator.(rarely listed)
FReserved for providers we have evidence have stolen funds, leaked customer data, or knowingly cooperated with mass deanonymization. Listed only as warnings.(currently empty)

KYC tagspick one per listing

Feature tagsmulti-select, not exclusive

Free-combine labels that describe properties of the service. Used for the click-to-filter chips on category pages.

Fee transparency

We grade on transparency of fees, not on the absolute fee level. A 5% exchange that names the 5% upfront beats a 3% exchange that surfaces 1% in marketing and pockets the other 2% as silent spread.

Third-party recourse

When a routing-style swap operator goes rogue, direct legal recourse is often impossible. Some operators post a guarantee with a peer directory (e.g. OrangeFren) — a pool of funds that pays users out if the operator misbehaves, up to a published amount.

Wagering addendumcasinos + prediction markets

Casinos and prediction markets carry risks the rest of the directory doesn't: house-edge games can be rigged, and prediction-market resolutions can be disputed. We hold them to additional checks on top of the standard rubric.

For RNG / house-edge games (/wagering/casinos)

For prediction markets (/wagering/prediction-markets)

⚠ Gambling is restricted in some jurisdictions. Listing does not imply endorsement; verify your local law before participating.

Verification cadence

Removal policy

Corrections + disputes

Spot a mistake? File via /submit or DM @xmrclub_bot. Every accepted correction lands in the public audit log with the reason. Disputes about grade or removal are documented; we don't quietly delete inconvenient context.

Conflict-of-interest disclosure

Worked examplehow an A is decided

  1. Discovery — Operator or community submission via /submit. Curator confirms the operator runs the service, not a re-seller.
  2. Signup test — Real account created from a clean Tor session. No phone, no email tied to identity. If signup demands SMS or government ID → automatic NO-KYC fail.
  3. Deposit test — Small XMR or BTC deposit (often < $20). Funds must arrive at the address the UI provided and no extra KYC prompt fires after deposit.
  4. Withdrawal test — Funds withdrawn to a fresh address. Withdrawal-time KYC = immediate downgrade from A.
  5. Posture review — Privacy policy + ToS read end-to-end. Operator track record cross-checked against /audit + /incidents.
  6. Grade lock — Curator records grade + chips + last_verified timestamp. Entry lands in /audit with a rationale.
  7. Yearly re-test — Same flow repeated. If any step now fails, grade is downgraded and the change is audit-logged.