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/exchanges · verified 2026-10-17

AutoPay24hr

C

New no-account instant swap with 1,700+ assets and USDT on 16 chains. Quotes came in about 0.8% under spot on XMR pairs; the liquidity behind it isn't named.

At a glance

Grade
C
KYC posture
NO-KYC
Fees
Spread built into the quote (~0.8% observed on XMR↔BTC, 2026-10-09) plus source-chain network fee
Last verified
2026-10-17
Operating since
2026-03 · 0y — Domain registered 2026-03-12 (Verisign RDAP); terms dated 2026-01-01; site assets versioned 2026-09-18. No Wayback check (archive offline 2026-10-09).
C Why grade C?

Acceptable with reservations. Posture intact but evidence is older, lighter, or the provider sits on a known weakness (custody risk, history of customer-fund freezes resolved, etc.).

Full rubric + 7-step verification walkthrough at /methodology.

curator verdict · bottom line

Curator Verdict & OpSec Breakdown

THE BOTTOM LINE

AutoPay24hr remains listed for comparative coverage, but carries notable custodial, verification, or track-record caveats that warrant extra user caution.

✓

Proven Strengths

  • ▸ Established listing actively reviewed in the xmr.club crypto exchange directory.
⚠

OpSec Trade-offs & Caveats

  • ▸ Clearnet-only footprint: lacks an official .onion hidden service mirror; exposes visitor network IP unless routed through VPN/Tor.
  • ▸ Fresh operational history: established recently (2026-03); limited track record under severe market volatility.

Review

A new no-account swap with good XMR quotes, but you don't know whose liquidity you're using. AutoPay24hr launched in 2026 (the domain was registered in March). You pick a pair, paste a destination address, send to a one-time deposit address and track the order on a progress page. There's no account, email or ID step, and the FAQ says Tor and VPN users aren't blocked.

What we saw. On 9 October 2026 the public quote API priced 1 XMR → BTC and BTC → XMR both about 0.8% under the spot rate, with the spread built into the quote rather than added later. The catalogue is large (1,700+ assets, USDT on 16 networks) and there's a documented public API.

Why it's a C. It's months old, no other no-KYC directory lists it yet, and we haven't run a swap through it. The terms say swaps go through "third-party liquidity infrastructure" without naming who, and every quote comes back from a single "AutoPay Instant" route. The site calls itself non-custodial, but as with any instant swap, your coins sit with the operator or its partner until the payout goes out. The terms don't name a company or jurisdiction.

Before you use it. Start small, keep the swap ID, and check the status page if an order stalls.

Things to know.

  • Support is by email or the community chat on Telegram and Matrix; they say they reply within 24 hours.
  • The site says swap data is purged after 30 days.
  • The site is a JavaScript app; there's no onion mirror.

Fees

Spread built into the quote (~0.8% observed on XMR↔BTC, 2026-10-09) plus source-chain network fee

Live ops data

kyc.rip hasn't routed swaps through AutoPay24hr yet, so we have no first-party settlement data (typical XMR settlement, slow-tail, confirmations) for it.

Operator? Request integration: @kyc_rip_bot

Integration status does not affect this provider’s grade or review.

Links

Audit trail — receipts for the editorial claim

  • ✕ UPSTREAM Down · retried · HTTP 502 · checked 2h ago
  • ○ ONION No .onion mirror listed
  • ✎ MANUAL Last manual verification 2026-10-17 (<7d)

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