# AutoPay24hr

Category: exchanges · Instant Swaps
Grade: C
KYC: NO-KYC
Highlights: XMR, NO-ACCOUNT
Features: api
Fees: Spread built into the quote (~0.8% observed on XMR↔BTC, 2026-10-09) plus source-chain network fee
Web: https://autopay24hr.com
Last verified: 2026-10-17
Operating since: 2026-03 (0y) — Domain registered 2026-03-12 (Verisign RDAP); terms dated 2026-01-01; site assets versioned 2026-09-18. No Wayback check (archive offline 2026-10-09).

> New no-account instant swap with 1,700+ assets and USDT on 16 chains. Quotes came in about 0.8% under spot on XMR pairs; the liquidity behind it isn't named.

## Review

**A new no-account swap with good XMR quotes, but you don't know whose liquidity you're using.** AutoPay24hr launched in 2026 (the domain was registered in March). You pick a pair, paste a destination address, send to a one-time deposit address and track the order on a progress page. There's no account, email or ID step, and the FAQ says Tor and VPN users aren't blocked.

**What we saw.** On 9 October 2026 the public quote API priced 1 XMR → BTC and BTC → XMR both about 0.8% under the spot rate, with the spread built into the quote rather than added later. The catalogue is large (1,700+ assets, USDT on 16 networks) and there's a documented public API.

**Why it's a C.** It's months old, no other no-KYC directory lists it yet, and we haven't run a swap through it. The terms say swaps go through "third-party liquidity infrastructure" without naming who, and every quote comes back from a single "AutoPay Instant" route. The site calls itself non-custodial, but as with any instant swap, your coins sit with the operator or its partner until the payout goes out. The terms don't name a company or jurisdiction.

**Before you use it.** Start small, keep the swap ID, and check the status page if an order stalls.

**Things to know.**

- Support is by email or the community chat on Telegram and Matrix; they say they reply within 24 hours.
- The site says swap data is purged after 30 days.
- The site is a JavaScript app; there's no onion mirror.

Source: https://xmr.club/exchanges/autopay24hr