Invite-only prepaid Visa (referral code required to register) — email + phone signup, no government ID through card issue. Virtual card 90 USDT on BEP-20 / TRC-20 / ERC-20 / SPL / Polygon. Backend built on Dynamic (embedded EVM wallet) and LI.FI (cross-chain swap). No XMR top-up today; operator says on the roadmap.