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/cards · verified 2026-05-11

MoonPay Prepaid

C

Mainstream-issued prepaid card. KYC required, broad acceptance.

Maintainer: MoonPay

At a glance

Grade
C ()
KYC posture
heavy kyc
Fees
KYC required · 4–5% off-ramp spread · mainstream issuer + acceptance
Last verified
2026-05-11
Operating since
2010 · 16y — WHOIS 2010 predates archive.org first snapshot 2005; treated as current-entity year (domain may have been re-registered)
C Why grade C?

Acceptable with reservations. Posture intact but evidence is older, lighter, or the provider sits on a known weakness (custody risk, history of customer-fund freezes resolved, etc.).

Full rubric + 7-step verification walkthrough at /methodology.

curator verdict · bottom line

Curator Verdict & OpSec Breakdown

THE BOTTOM LINE

MoonPay Prepaid remains listed for comparative coverage, but carries notable custodial, verification, or track-record caveats that warrant extra user caution.

✓

Proven Strengths

  • ▸ Established operational track record: serving users continuously since 2010 (16 years).
⚠

OpSec Trade-offs & Caveats

  • ▸ Custodial exposure: funds reside temporarily under operator control during processing.
  • ▸ Mandatory identity verification: full government-issued photo ID required to access services.
  • ▸ Clearnet-only footprint: lacks an official .onion hidden service mirror; exposes visitor network IP unless routed through VPN/Tor.

Fees

KYC required · 4–5% off-ramp spread · mainstream issuer + acceptance

Links

Sourced from operator pages — verify identity via more than one channel before trusting time-sensitive instructions.

Audit trail — receipts for the editorial claim

  • ● UPSTREAM Up · HTTP 200 · 162ms · checked 2h ago
  • ○ ONION No .onion mirror listed
  • ✎ MANUAL Last manual verification 2026-05-11 (<180d)

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