Guarda

Guarda is a multi-chain non-custodial wallet that has carried first-class Monero support since 2017 — a dedicated XMR wallet across web, browser extension, desktop (Windows/macOS/Linux), and mobile (iOS/Android). Keys stay on your device, Guarda never holds your funds, and creating a wallet needs no account or email.

Two things keep this at the convenience end of the shelf rather than the privacy end. First, the core app is proprietary — you are trusting Guarda's binaries, not auditable source, which is the line that separates it from open-source multichain wallets like Stack. Second, the built-in Buy / Sell / Exchange flows route through third-party partners (card processors and swap providers) that apply their own KYC — so the "no-KYC" property holds for *holding and sending* XMR, not for on-ramping into it through the app.

The Monero wallet itself is a light wallet: it talks to a remote node rather than syncing the full chain, which is convenient but weaker on privacy and trust-minimization than a dedicated Monero wallet (Feather, Cake, Monerujo) pointed at your own node. Guarda runs a public Monero bug-bounty, a point in its favour on the security-process side.

Bottom line: a legitimate, long-running, genuinely non-custodial place to hold XMR alongside other assets — fine as a convenience / multichain wallet, not the tool you reach for when Monero privacy is the priority.