Multi-chain non-custodial wallet, first-class XMR since 2017 — a convenience-focused light wallet; in-app buy/swap routes through partner KYC.
Acceptable with reservations. Posture intact but evidence is older, lighter, or the provider sits on a known weakness (custody risk, history of customer-fund freezes resolved, etc.).
Full rubric + 7-step verification walkthrough at /methodology.
Guarda remains listed for comparative coverage, but carries notable custodial, verification, or track-record caveats that warrant extra user caution.
Guarda is a multi-chain non-custodial wallet that has carried first-class Monero support since 2017 — a dedicated XMR wallet across web, browser extension, desktop (Windows/macOS/Linux), and mobile (iOS/Android). Keys stay on your device, Guarda never holds your funds, and creating a wallet needs no account or email.
Two things keep this at the convenience end of the shelf rather than the privacy end. First, the core app is proprietary — you are trusting Guarda's binaries, not auditable source, which is the line that separates it from open-source wallets like Cake or Stack. Second, Guarda's Monero support is a generic light wallet — XMR is one of 400+ assets, talking to a remote node with less Monero-specific depth than a Monero-native wallet (Cake, Feather, Monerujo) that can point at your own node. Its in-app Buy / Sell / Exchange does route through KYC partners — but so does most multichain software, including A-rated Cake, so that's a shared trait, not what holds the grade here.
The Monero wallet itself is a light wallet: it talks to a remote node rather than syncing the full chain, which is convenient but weaker on privacy and trust-minimization than a dedicated Monero wallet (Feather, Cake, Monerujo) pointed at your own node. Guarda runs a public Monero bug-bounty, a point in its favour on the security-process side.
Bottom line: a legitimate, long-running, genuinely non-custodial place to hold XMR alongside other assets — fine as a convenience / multichain wallet, not the tool you reach for when Monero privacy is the priority.
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Non-custodial cross-chain swap router with refund-on-refusal AML policy and multi-destination split swaps. No
Silence censorship. Protect your privacy and bypass restrictions with Xeovo VPN. No email required.
Long-running no-KYC aggregator. XMR-friendly, Tor mirror, broad coin support.
Mobile + desktop multi-coin wallet (XMR, BTC, LTC, ETH) with in-app swap + CakePay.
Anonymous swap — no KYC, no AML hold, no IP logging, declines law-enforcement requests.