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/wallets · verified 2026-08-27

Guarda

C

Multi-chain non-custodial wallet, first-class XMR since 2017 — a convenience-focused light wallet; in-app buy/swap routes through partner KYC.

At a glance

Grade
C
KYC posture
anonymous signup
Last verified
2026-08-27
C Why grade C?

Acceptable with reservations. Posture intact but evidence is older, lighter, or the provider sits on a known weakness (custody risk, history of customer-fund freezes resolved, etc.).

Full rubric + 7-step verification walkthrough at /methodology.

curator verdict · bottom line

Curator Verdict & OpSec Breakdown

THE BOTTOM LINE

Guarda remains listed for comparative coverage, but carries notable custodial, verification, or track-record caveats that warrant extra user caution.

✓

Proven Strengths

  • ▸ Anonymous account model: no real-name, phone, or government ID required to transact.
  • ▸ Non-custodial architecture: user retains full custody of private keys throughout execution.
⚠

OpSec Trade-offs & Caveats

  • ▸ Clearnet-only footprint: lacks an official .onion hidden service mirror; exposes visitor network IP unless routed through VPN/Tor.

Review

Guarda is a multi-chain non-custodial wallet that has carried first-class Monero support since 2017 — a dedicated XMR wallet across web, browser extension, desktop (Windows/macOS/Linux), and mobile (iOS/Android). Keys stay on your device, Guarda never holds your funds, and creating a wallet needs no account or email.

Two things keep this at the convenience end of the shelf rather than the privacy end. First, the core app is proprietary — you are trusting Guarda's binaries, not auditable source, which is the line that separates it from open-source wallets like Cake or Stack. Second, Guarda's Monero support is a generic light wallet — XMR is one of 400+ assets, talking to a remote node with less Monero-specific depth than a Monero-native wallet (Cake, Feather, Monerujo) that can point at your own node. Its in-app Buy / Sell / Exchange does route through KYC partners — but so does most multichain software, including A-rated Cake, so that's a shared trait, not what holds the grade here.

The Monero wallet itself is a light wallet: it talks to a remote node rather than syncing the full chain, which is convenient but weaker on privacy and trust-minimization than a dedicated Monero wallet (Feather, Cake, Monerujo) pointed at your own node. Guarda runs a public Monero bug-bounty, a point in its favour on the security-process side.

Bottom line: a legitimate, long-running, genuinely non-custodial place to hold XMR alongside other assets — fine as a convenience / multichain wallet, not the tool you reach for when Monero privacy is the priority.

Links

Audit trail — receipts for the editorial claim

  • ● UPSTREAM Up · HTTP 200 · 600ms · checked 10h ago
  • ○ ONION No .onion mirror listed
  • ✎ MANUAL Last manual verification 2026-08-27 (<90d)

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