# Guarda

Category: wallets · Multi-Chain
Grade: C
KYC: anonymous_signup
Highlights: NON-CUSTODIAL, MULTI-CHAIN, XMR SINCE 2017, LIGHT WALLET
Features: non_custodial
Web: https://guarda.com
Last verified: 2026-08-20

> Multi-chain non-custodial wallet, first-class XMR since 2017 — a convenience-focused light wallet; in-app buy/swap routes through partner KYC.

## Review

Guarda is a **multi-chain non-custodial wallet** that has carried first-class Monero support since 2017 — a dedicated XMR wallet across web, browser extension, desktop (Windows/macOS/Linux), and mobile (iOS/Android). Keys stay on your device, Guarda never holds your funds, and creating a wallet needs no account or email.

Two things keep this at the convenience end of the shelf rather than the privacy end. First, the **core app is proprietary** — you are trusting Guarda's binaries, not auditable source, which is the line that separates it from open-source multichain wallets like [Stack](/wallets/stack-wallet). Second, the built-in **Buy / Sell / Exchange flows route through third-party partners** (card processors and swap providers) that apply their own KYC — so the "no-KYC" property holds for *holding and sending* XMR, not for on-ramping into it through the app.

The Monero wallet itself is a **light wallet**: it talks to a remote node rather than syncing the full chain, which is convenient but weaker on privacy and trust-minimization than a dedicated Monero wallet ([Feather](/wallets/feather), [Cake](/wallets/cake-wallet), [Monerujo](/wallets/monerujo)) pointed at your own node. Guarda runs a public Monero bug-bounty, a point in its favour on the security-process side.

Bottom line: a legitimate, long-running, genuinely non-custodial place to hold XMR alongside other assets — fine as a convenience / multichain wallet, not the tool you reach for when Monero privacy is the priority.

Source: https://xmr.club/wallets/guarda