Instant swaps from 1% with Monero and an onion mirror; also sells a crypto-funded bank card.
swap.my remains listed for comparative coverage, but carries notable custodial, verification, or track-record caveats that warrant extra user caution.
swap.my is an instant swap: pick a pair, paste a payout address, add a refund address if you want one, and send the deposit. Rates start at a 1% fee and the final number is shown before you confirm. Monero is supported in both directions, there is no account and no email, and there is an onion mirror.
The card. Besides swaps, swap.my sells a prepaid Mastercard or Visa for *$15 once*, then *4% on every top-up*. You add it to Apple Pay or Google Pay and spend wherever contactless works. It says no email is needed, no monthly fee, and card details are revealed on demand rather than stored. The card is issued by a third party and the site does not say whether that issuer asks for ID; the swap side genuinely does not.
Terms. Short and worth reading before a large order: no KYC claimed, fees shown before you confirm, and deposits sent on the wrong network under $1,000 are *not* recovered (above that they try, with no guarantee). Refunds depend on the case rather than a stated rule, so set a refund address.
What to weigh. Two years of domain history, an onion mirror and a working card product are good signs, but there is no independent review of the service yet. Start with a small swap.
kyc.rip hasn't routed swaps through swap.my yet, so we have no first-party settlement data (typical XMR settlement, slow-tail, confirmations) for it.
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swapmyutmceamdwrfmwbqbmgi3pfnxcsj2dr4annjc2yhagnqwn3qkqd.onion 2026-11-10 (<7d) No community reviews yet. Be the first below.
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Non-custodial cross-chain swap router with refund-on-refusal AML policy and multi-destination split swaps. No
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