Swaplume

Swaplume is an aggregator with no custody and no fee of its own: you enter a pair and an amount, and it asks nine instant exchanges (ChangeNOW, Changelly, FixedFloat, SideShift, SimpleSwap and others) what they would pay, then shows the offers sorted by what actually reaches your wallet after fees. You pick one, and that exchange carries out the swap. The terms say it plainly: "Swaplume never holds, sends or controls your funds", and it charges you nothing, taking a commission from the exchange instead.

What that means in practice. Whoever you pick makes every decision. The exchange can ask for ID, delay, refund or refuse an order, and Swaplume's own terms admit it "can't overrule its decisions" while offering to help you reach their support. So the refund question depends entirely on which exchange you choose: that is why this listing is marked case by case rather than promising a refund to the sending address.

What's good about it. There is nothing to sign up for, no cookies or analytics on the site, and XMR is a first-class asset (native network, not a wrapped token). The API is free within rate limits and ships with an *MCP server*, which is rare on this shelf and means a swap can be quoted from an agent without a browser.

Internship. The domain dates from 3 November 2026 and has no archive history, so the service is ten days old at the time of this note. Nothing about that is a red flag on its own, and the terms are more honest than most; it simply has no track record yet, so it starts ungraded with a public checklist. Try it with a small amount, note which exchange executed, and keep that exchange's order page.