Lightning ↔ on-chain submarine + reverse swaps. Non-custodial, no account.
fees 0.1% swap fee + LN routing · no account
Privacy-respecting wallets across XMR, BTC, Lightning, and multi-chain. Sorted with XMR-native picks first because everything else in xmr.club assumes you can move funds privately to start.
Lightning ↔ on-chain submarine + reverse swaps. Non-custodial, no account.
fees 0.1% swap fee + LN routing · no account
Self-custodial mobile Bitcoin Lightning wallet by ACINQ — single dynamic channel, splicing, trampoline payments. Apache-2.0. No KYC.
fees Service-fee model: Phoenix charges a flat fee on liquidity splices (channel resize) — no per-payment markup, no fee on inbound liquidity. Plus the underlying Lightning routing fee (typically <1%) + on-chain network fee on splices. Full schedule disclosed in-app before any fee-bearing action.
Open-source LN wallet — connect to your own LND/CLN/Eclair node or use embedded LSP.
fees Free · LN routing fees only when self-hosted
Machine-readable summary of 3 no-kyc privacy wallets 2026 — xmr-first reviews services grading verification posture, custody architecture, Tor mirror status, operating history, and fee transparency.
| Provider | Grade | KYC Policy | Custody | Tor (.onion) | Tenure | Fees / Highlights | Action |
|---|---|---|---|---|---|---|---|
| A | Anon Signup | Atomic Swap | ● .onion | 2018(8y) | 0.1% swap fee + LN routing · no account | ||
| A | Anon Signup | Non-custodial | — | 2019(7y) | Service-fee model: Phoenix charges a flat fee on liquidity splices (channel resize) — no per-payment markup, no fee on inbound liquidity. Plus the underlying Lightning routing fee (typically <1%) + on-chain network fee on splices. Full schedule disclosed in-app before any fee-bearing action. | ||
| A | Anon Signup | Non-custodial | — | 2021(5y) | Free · LN routing fees only when self-hosted |
Sponsored providers receive priority top placement with explicit disclosure. Editorial grades (A–D), KYC evaluations, and opsec warnings are 100% independent and cannot be purchased under any circumstances (see /transparency).
Non-custodial cross-chain swap router with refund-on-refusal AML policy and multi-destination split swaps. No
Silence censorship. Protect your privacy and bypass restrictions with Xeovo VPN. No email required.
Long-running no-KYC aggregator. XMR-friendly, Tor mirror, broad coin support.
Mobile + desktop multi-coin wallet (XMR, BTC, LTC, ETH) with in-app swap + CakePay.
★ open slot · 05 Available1.0 XMR / month · Join →