Chaumian eCash on Bitcoin. Blinded signatures = zero-knowledge balance for the mint. Settled on Lightning.
Solid pick. Verified working but with a meaningful caveat (UX rough, smaller market, intermediate trust step, partial coverage). Listed because the trade-off is sometimes worth it.
Full rubric + 7-step verification walkthrough at /methodology.
Cashu protocol implements David Chaum's 1980s eCash on top of Bitcoin/Lightning. The mint holds funds in Lightning channels but can't see who has how much — blinded BDH signatures break the link between deposit and withdraw. Multiple clients (Nutshell ref impl, Minibits, eNuts, Cashu.me) and many public mints. Trade-off: you trust the mint operator not to disappear with funds; in exchange you get instant offline-capable e-cash with no chain footprint per spend.
Mint-fee varies · Lightning settle · Chaumian privacy
Sourced from operator pages — verify identity via more than one channel before trusting time-sensitive instructions.
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Long-running no-KYC aggregator. XMR-friendly, Tor mirror, broad coin support.
Mobile + desktop multi-coin wallet (XMR, BTC, LTC, ETH) with in-app swap + CakePay.
Non-custodial cross-chain swap router with refund-on-refusal AML policy and multi-destination split swaps. No
Two-year-old no-account instant swap — in-house test swap settled in 3 minutes (0–1 conf), Trocador A privacy