Privacy Tools 2026 — Browsers, Password Mgrs, Hardware_

A 404.cash ●

Crypto checkout widget for merchants — XMR / BTC / LN / USDT, no KYC.

fees Per-tx fee 0.5-1% · BYOK or managed routing

A Monero SuperPay ●

Self-hosted Monero point-of-sale — watch-only wallet, multi-device pairing (LAN / Tor / Tailscale), Mac desktop + Umbrel app. Free, open source, no signup, no KYC, no platform fees.

fees Free + open source. No platform fees. Merchant pays only on-chain XMR fee (~$0.0002).

C XMR-PAY ●

Drop-in non-custodial Monero payment library by SlowBearDigger (same as goxmr.click) — `npm i xmr-pay`, drop `<xmr-pay>` in a checkout, accept XMR directly to your wallet. Beta 0.1.0.

fees Free open-source library · merchant pays Monero network fees on settlement · no operator fees

A- XMRChat ●

Non-custodial Monero superchat + tipping for streamers — viewers pay no platform fee, creators keep 100%, no signup for viewers.

fees Platform fee: 0% — creators keep 100% of tip amount on-chain. Standard Monero tx fee applies (paid by the viewer).