No-KYC Crypto Exchanges 2026 — Manually Audited Reviews_

B- 0trace ●

No-account instant crypto swap — no-KYC ToS (16 sections), own liquidity, per-order encrypted chat, $5K early-access caps.

fees Per-swap (rate set at quote) · own liquidity (not aggregator) · $5K early-access cap per transaction · BTC/USDT/XMR/ETH

C ChangeNow ●

WARNING — historical KYC-creep. Listed for comparison; not recommended. Historically no-KYC but routinely requests verification on flagged tx.

fees Floating ~0.5% · fixed-rate 2% spread

A- Exolix ●

Anonymous swap, fixed-rate option, decent XMR support.

fees Fixed-rate ~1-2% · floating ~0.5%

B- FixedFloat ●

Instant swap, no account. KYC may be requested on flagged transactions.

fees Floating ~0.5% · fixed-rate 1% spread

C Hide.cash ●

One-way XMR-out instant swap — flat 0.5% fee, no account, no KYC, 24h session purging. Live reserve counter on the homepage (~9,265 XMR, unverifiable). New operator, zero independent peer footprint as of 2026-06.

fees Flat 0.5% conversion fee. No deposit, no withdrawal, no spread published as a markup. Verify the quoted rate against an aggregator (CoinGecko / TradeOgre) before confirming the swap — single-page surfaces give no recourse if the rate is wider than displayed.

A LetsExchange ●

Anonymous floating-rate swap, low spread on majors.

fees ~0.5% spread · floating

B Lizex ●

Anonymous floating-rate swap, lower spread on niche pairs.

fees ~0.5-1% spread · floating

B- Mistex ●

Anonymous instant-swap service: 1000+ pairs, float (0.8%) + fixed (2%) rates, Tor v3 mirror, Monero-address sign-in option, documented REST API. Privacy policy names its mechanism (reverse-proxy header stripping). New operator — single peer-directory listing as of 2026-06.

fees Float rate: 0.8% service fee, included in the displayed quote. Fixed rate: 2% premium (locks the rate for 20 minutes). Network fee included in both modes. 32-confirmation deposit lock — materially longer than typical instant-swap competitors. Verify the quoted rate against an aggregator (Trocador / kyc.rip) before confirming.

B PegasusSwap ●

Anonymous instant swap with broad coin coverage.

fees ~0.5-1% spread · floating + fixed

A Sideshift ●

No-account instant swap, API-first, broad chain coverage.

fees ~0.5% spread · floating + fixed

B SimpleSwap ●

Popular instant swap service. Decent rates, but has a history of requesting KYC on some transactions.

fees ~0.4-0.6% spread · floating + fixed

A StealthEX ●

Anonymous floating-rate swap, broad coin coverage.

fees ~0.4% spread · floating + fixed

B StereoSwap ●

"Anonymity by default. Erasure by choice." Privacy-first no-KYC swap exchange with **Oblivion Mode** (15-min in-memory, zero-trace), Tor v3 mirror, published live reserves, and a partner OpenAPI. Single-brand operator with own liquidity — not a meta-aggregator.

fees Spread ~0.8-1%. Fees in rate. 30-min order window.

B Swapuz ●

Cross-chain bridge + swap, no-KYC for retail.

fees ~0.5-1% spread · floating

C TrustSwap ●

No-account, no-KYC instant swap with an above-category-bar privacy policy and clean UX; held at C by extreme-newcomer status (operator live ~33 days, originally as `nokycswap.org`), name collision with the DeFi launchpad TrustSwap Inc., anonymous operator, and zero independent Monero-community track record.

fees Quoted at swap time · no published rate sheet · 2000+ coins (BTC / ETH / XMR / ZEC / SOL / LTC / USDT / XRP / …)

B- Wagyu ●

Cross-chain swap — routes through XMR1 on HyperCore, settles to native Monero.

fees Routing spread · settles native XMR (XMR1 used in-flight only)

C xmr2cex ●

No-KYC swap that openly states an average ~3.9% fee on CEX-sourced liquidity (OrangeFren-measured avg: 4.6%). Transparent-fees counterpart to silent-spread aggregators — pay the fee, see the fee.

fees Operator posts a 3.9% average on the rate card; OrangeFren-measured average across users runs ~4.6%. No silent spread on top per posted terms. Min 1 XMR · Max 5,000 XMR · ~20 min processing · 5 XMR confirmations. Pending end-to-end verification by xmr.club.

B CypherGoat ●

Open-source non-custodial swap aggregator — no-account, Tor-friendly with operator-published onion, KYC sort filter, ~20 coins across multiple instant-swap engines.

fees Aggregator surfaces the underlying engine's quote net of CypherGoat's affiliate cut. No platform fee disclosed explicitly; pricing is whatever the picked engine quotes.

A kyc.rip ●

Our own. Routes across 10+ engines, picks the best rate, no account, no signup.

fees Best-of-10 routing · no aggregator markup · upstream engine spread only

B PrivataSwap ●

Multi-provider non-custodial swap aggregator — 41 engines, 10k+ assets, XMR Privacy-Hop + DeFi mode, no account, Tor-friendly.

fees Aggregator markup on each swap on top of the underlying engine's quote. No platform commission disclosed publicly.

C SplitNOW ●

Aggregator that routes XMR through CEX partners (Bybit, WhiteBIT, Gate) to USDT splits across up to 100 destination wallets. Web3-wallet signin, no Web2 KYC. Hidden spread above the user-visible quote.

fees Effective ~3–8% depending on deposit size and split count. Operator claims 1% service + ~0.2% CEX. Tested gap: 3.06% silent swap spread + 141% markup on the destination CEX withdrawal fee, neither surfaced in the pre-deposit quote.

C SwapZilla ●

Crypto rate aggregator across 8+ providers — non-custodial, no signup, Tor v3 mirror.

fees 0% added on top of provider rate; spread is embedded in each upstream quote (verify in widget before confirming).

C TokensFund ●

Cross-chain swap aggregator routing through THORChain, Chainflip, NEAR Intents, Changee and CCE — no account, no email, no KYC, 15+ assets including XMR and ZEC. Flat 2% fee.

A Bisq (classic) ●

The original P2P BTC↔fiat exchange. Multisig escrow, desktop app, no KYC.

fees 0.1–0.7% trade fee · multisig + arbitration · SEPA / F2F

A Bisq Easy ●

Streamlined P2P BTC ↔ fiat. Reputation-gated, no KYC, no custody.

fees Spread-only · no platform fee · reputation gated

B Bitania ●

Panama-registered P2P crypto exchange with non-custodial escrow — BTC, LTC, XMR, ETH, USDT, TRX.

fees Classic exchange: 0.15% maker / 0.25% taker per fill · P2P fees set per offer · BTC/LTC/XMR/ETH/USDT/TRX

A- Haveno ●

Decentralised P2P XMR exchange. Open-source successor to Bisq for Monero.

fees 1% taker fee · trade-specific spread · multisig escrow

B- kashilo ●

Swiss no-KYC Monero-paid classifieds — *Kaufen. Verkaufen. Vergessen.* (German-language SPA, v0.9.66 pre-release, Tor mirror live).

fees Per-listing fees TBD (German-language SPA, fees gated behind JS; XMR-native settlement, end-to-end encrypted)

D OpenMonero ●

Agoradesk fork — P2P marketplace for buying/selling XMR with self-custodial trade settlement. Tor + I2P mirrors. Recent (May 2026) exploit; operator refunding affected users.

fees Platform fee structure inherited from Agoradesk fork — per-trade fee on buyer side (small). Sellers list freely. Optional listing-promotion not aggressive.

A RetoSwap ●

Decentralised XMR↔fiat P2P. Haveno fork operated independently, multi-sig escrow.

fees ~1% taker · trade-specific spread · on-chain multisig

A RoboSats ●

Lightning-native P2P BTC↔fiat over Tor. No accounts, no email, robot avatars.

fees ~0.2% maker/taker · Lightning hold invoices · Tor primary

A XMRBazaar ●

Long-running Monero-only marketplace — buy and sell physical goods, digital services, and skills priced in XMR. Community-run, no platform-side custody.

fees Platform takes no per-trade fee. Sellers and buyers transact peer-to-peer. Optional listing-promotion fee for boost (clearly marked as ads).

B BitcoinVN ●

Vietnamese non-custodial swap since 2013 — no signup by default, supports Monero, risk-based KYC only on automated flag.

fees Exchange spread shown in swap widget at quote time (no static schedule). Refund-after-KYC-flag: 0% exchange fee, network fee only. ⚠ Asset Recovery on incorrect deposit: smaller of $250 USD or 50% of deposit + network fees; $100 USD floor (anything smaller is unrecoverable); 14-day processing; recovery routes through a BitcoinVN account (forced signup post-incident).

C ChangeHero ●

Instant crypto swap aggregator since 2017 — 300+ assets including XMR, no account for crypto-to-crypto swaps, Float (≤0.5%) or Fixed (≤0.7%) rates. Reader caveat: kycnot.me tags this as a Level 3 / shotgun-KYC service.

B Coinos ●

No-KYC Lightning wallet + custodial swap service. Lightning ↔ on-chain ↔ liquid.

fees Custodial · LN/onchain/Liquid · anonymous account · open-source

B deBridge ●

Cross-chain liquidity protocol — intent-based bridge.

fees Per-route bridge fee · slippage on illiquid pairs

B LI.FI ●

Cross-chain bridge + DEX aggregator API used by many wallets.

fees Bridge fee + DEX route fee per chain · no LI.FI markup

B RocketX ●

Cross-chain swap aggregator across CEX + DEX liquidity.

fees Spread varies by route · slippage on long routes

A kyc.rip / ghost ●

Two-hop swap that breaks the on-chain link between sender and recipient — bridges your input to native XMR, then to whatever you actually need.

fees Two upstream-engine spreads (one per hop) · no aggregator markup

B NonKYC.io ●

Order-book CEX with no-KYC withdrawal under stated limits.

fees Taker / maker · withdrawal fee per coin

A THORChain ●

Cross-chain liquidity protocol — native BTC, ETH, BCH, LTC, XMR.

fees Outbound fee + slip-based liquidity fee · ~0.3-1% on big swaps