FixedFloat

Polished UX, good pair coverage, deep liquidity. Grade adjusted B → B- (2026-05-30) after cross-referencing peer-directory data + our own incident review.

AML-freeze posture. FixedFloat runs chain-analysis risk-scoring on inbound deposits. Inputs that hit AML thresholds (typical triggers: direct exposure to mixers, sanctioned entities, or laundering channels like SunSwap's Guarantee Merchant flows; indirect hops to DNM-adjacent addresses) are frozen on arrival. Recovery requires emailing `compliance@fixedfloat.com` with KYC documents. Refund-to-source is not offered. If you refuse to KYC, funds stay held indefinitely.

This is the B-grade outcome in our rubric, not the A-grade one. A-grade swap providers in our catalog (e.g. SageSwap, StealthEX) offer refund-to-source on the same AML flag without requiring KYC, or have explicit AML-tolerant modes. If you can't accept the KYC-dispute path, route through A-grade for sensitive inputs.

Frequency of freezes. Routed traffic via aggregators (e.g. Trocador) shows freeze rates under 0.05% by count and 0.025% by value. Walk-in direct users surface much higher freeze reports in peer directories (KYCnot user-weighted score 2.8/5, 37% one-star ratings citing frozen funds). The discrepancy is real — direct walk-in users skew higher-risk than aggregator-funneled traffic. Use this signal when choosing route.

For most no-KYC retail users with clean inputs, FixedFloat works as advertised — competitive rates, fast settlement, no friction. Use it with confidence on inputs you know are clean; route elsewhere on inputs you can't vouch for.