Pay-per-prompt multi-model LLM access. Accepts Nano (XNO), BTC, XMR.
Maintainer: NanoGPT
Best evidence tier. Signup tested end-to-end by xmr.club curator — deposit + withdrawal + edge cases. No-KYC posture verified at retail volume. Last_verified within 12 months.
Full rubric + 7-step verification walkthrough at /methodology.
NanoGPT is a top-tier AI service delivering a verified zero-KYC posture, solid infrastructure, and proven reliability for the Monero ecosystem.
Pay-per-prompt multi-model LLM gateway with no subscription, fund-your-wallet model, and the only mainstream privacy-respecting API in this directory that price-anchors on Nano (XNO) at sub-cent inference. Listed at Grade A because the no-account anonymous tier + crypto-only funding + multi-frontier-model proxy + persistent low-friction privacy posture (no email at signup, no retention contract beyond the API call) make NanoGPT the canonical fit for users who want OpenAI/Claude/Gemini quality without an OpenAI/Anthropic/Google account for crypto users — and the Nano integration is uniquely positioned for the smallest-unit micropayments the rest of the AI economy hasn't figured out.
Background. NanoGPT was built by the Nano (XNO) community starting in 2023 as a proof point that feeless, instant cryptocurrency can power per-prompt LLM inference in a way that the legacy subscription model can't — pay $0.0003 per GPT-4o call, $0.0008 per Claude Sonnet, etc., with the actual rate set by upstream API costs plus a thin margin. The site at nano-gpt.com runs a balance-based account where you top up via crypto (Nano confirms in ~0.5s, BTC/XMR/ETH/USDC available too), and every prompt deducts from balance in real time. No subscription, no minimum, no "pro tier" upsell — just credits.
The operator is publicly identified as Milan Korst (Milan W. on X / @milan_w_), an active Nano community contributor running the service as a self-funded project — no VC, no token, no separate company structure beyond a single LLC for legal contracting. NanoGPT is profitable on the margin between wholesale API cost and end-user inference price.
What you trust.
Operational specs.
Operator philosophy. Milan's framing in interviews and X threads is "the subscription model is broken for AI" — paying $20/mo for ChatGPT Plus when you only use it twice a week is a tax on irregular users, and signing up for separate Claude / OpenAI / Gemini / Mistral accounts to comparison-test models is overhead nobody wants. NanoGPT's pitch is "one wallet, every model, pay only for what you use, and we don't care who you are." The Nano integration is the proof-of-concept that micropayments at the sub-cent level are technically feasible — XNO settles in 0.5s with no fees, which is what makes $0.0003 inference economically reasonable at the transaction level. The MIT-licensed frontend reinforces that this isn't a walled garden: the operator wants the model to be copyable by anyone who wants to run a competing instance.
Grade rationale. Grade A reflects: the anonymous-signup posture (no email required for browse, optional for accounts, no other PII), the privacy-coin funding path (XMR + XNO + BTC + ETH + USDC), the no-logging commitment on inference content, the OpenAI-compatible API surface (drop-in for any existing tool), the open-source frontend (auditable), the multi-frontier-model proxy (one account = OpenAI + Anthropic + Google + DeepSeek + …), the named-operator accountability (Milan Korst publicly identified, contactable, active in community), the kycnot.me corroboration of the no-KYC claim, and no major support / billing / data-leak threads in r/Nano / r/privacy / r/LocalLLaMA in the last 12 months. Pricing transparency (per-model rate posted publicly, no hidden markup beyond stated 5-15%) closes the editorial gap that would otherwise hold it at B. Last verified 2026-05-26.
Useful when:
Caveats:
Policy update (November 2026). NanoGPT's terms now add a sanctions section: as a US company it blocks users in Russia, Belarus, Iran, North Korea, Cuba, Syria and the occupied regions of Ukraine (including by IP), relies on its card processors and exchanges for KYC and screening, and says the balance of an account it suspends can be frozen or forfeited. If you're in one of those regions, don't keep a prepaid balance here.
Policy update (November 2026). NanoGPT is a US company, and its terms now add an OFAC section: no use from Russia, Belarus, Iran, North Korea, Cuba and other sanctioned places, IP-based blocking, and "any funds or credits in your account may be frozen or forfeited" on a suspected violation. Keep only the credit you're about to use on the account, especially if you travel or use a VPN exit in one of those countries.
Pay-per-prompt · wallet balance · XNO, BTC, XMR, ETH, USDC
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