XMRMatters

XMRMatters works like the old LocalMonero model: traders post offers to buy or sell XMR for bank transfer, crypto and other methods, and a trade locks the seller's XMR in escrow until the buyer's payment is confirmed. There's no KYC and no email requirement.

The escrow is the platform's own. You deposit XMR into your XMRMatters wallet, and "escrow" means the platform reserves part of that balance during a trade, so XMRMatters holds your coins the whole time they're on the site. It's custodial, not a DEX, although early announcements called it one.

When we looked (2026-10-31), the marketplace had 14 offers, all buying XMR, the newest from August, every trader with 0 completed trades and 0 reputation; some look like test entries. We couldn't see a single finished trade. Monerica marks it "Questionable", citing a forum discussion about trust; we found no reports of anyone losing funds.

Internship. XMRMatters starts as an intern: listed, not graded. Don't keep a balance there, and keep trades small until it graduates.