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monitor de políticas · dos veces por semana

Cambios de políticas.

Releemos dos veces por semana los términos, la privacidad, el AML y las comisiones de cada servicio listado y anotamos en palabras claras qué cambió. Lee lo que el servicio escribe, no lo que promete: son las cláusulas que deciden qué pasa con tus datos y tus monedas.

33 peor para el usuario 32 neutral o mejor 2 revisión pendiente últimos 30 días

  1. DEX.fo B- /exchanges · AML · 2026-11-11 revisión pendiente

    El monitor detectó un cambio importante en esta página; un curador lo lee antes de publicar el resumen.

  2. DEX.fo B- /exchanges · privacidad · 2026-11-11 revisión pendiente

    El monitor detectó un cambio importante en esta página; un curador lo lee antes de publicar el resumen.

  3. TokensFund C /exchanges · AML · 2026-11-11 neutral o mejor

    TokensFund fee changed: homepage now states 'No TokensFund fee — you get each provider's own rate' / 'adds no fee on top', replacing the prior 1% flat fee — lower fees, in the user's favour.

  4. SimpleX Chat A /tools · privacidad · 2026-11-08 neutral o mejor

    Adds E2EE and channel-encryption limitations, a desktop plaintext-passphrase disclosure, private message routing and Protect IP address defaults.

  5. BuyUKeSIM B+ /sims · términos · 2026-11-08 neutral o mejor

    Clarifies that a lapsed UK number is released with no grace period and cannot be recovered; other terms are unchanged.

  6. SMSPool C /sims · términos · 2026-11-08 peor para el usuario

    Adds a $100 recovery fee plus network costs for crypto mispayments and expands payment processors to Confirmo, CoinGate and Cryptomus.

    comisiones su página ↗
  7. Mojeek A /search · privacidad · 2026-11-08 peor para el usuario

    Rewrites the policy: adds adMarketplace sharing of search terms/country, API customer data and Stripe processing, plus 90-day logs and aggregate search-term stats.

  8. Bitrefill Gift Cards B /merchants · términos · 2026-11-08 peor para el usuario

    Adds AI-agent and Ask Bitrefill terms (AI Act), agent-transaction liability, plus wallet/agent suspension and refund rules.

    congelar / retener su página ↗
  9. TokensFund C /exchanges · términos · 2026-11-08 peor para el usuario

    Curr capture is a Vercel bot-checkpoint page; only the prev ToS is visible, so no valid comparison exists and any change cannot be assessed.

  10. 0trace F /exchanges · privacidad · 2026-11-08 peor para el usuario

    Only live quote values changed: ETH/XMR min-max bands, rate (3.66→3.51 XMR per ETH) and network fee ($0.12→$0.11); service fee 0.5%, KYC/AML promises and policy text unchanged.

    KYC / controlescomisiones su página ↗
  11. Obscurify.ai B- /ai · términos · 2026-11-08 peor para el usuario

    Terms now state conversations are held in memory up to 1 hour before deletion, replacing the prior "we do not store conversation content" statement.

  12. Obscurify.ai B- /ai · privacidad · 2026-11-08 peor para el usuario

    Prompt handling now says conversations are held in memory for up to 1 hour before deletion; the prior text said no local prompt cache.

  13. NanoGPT A /ai · términos · 2026-11-08 peor para el usuario

    Adds an OFAC sanctions section with restricted jurisdictions, IP-geolocation blocking, and freeze/forfeiture of funds or credits for violations.

    congelar / retenersanciones / geo su página ↗
  14. Ollama A /ai · comisiones · 2026-11-08 neutral o mejor

    Adds new cloud models beam and kimi-k3.1-pro to the per-token price table; plan prices and included credits are unchanged.

  15. Privatemode A /ai · comisiones · 2026-11-08 neutral o mejor

    Adds a €250/month Business tier with 5x rate limits and 10% annual saving; pay-as-you-go token rates and the 5M free budget are unchanged.

  16. Edge Wallet B /wallets · términos · 2026-11-01 neutral o mejor

    Only a hidden newsletter-form field changed (Comments to URL); the Terms of Service text is unchanged.

  17. Edge Wallet B /wallets · privacidad · 2026-11-01 neutral o mejor

    Privacy policy text and the SMS-communications section are unchanged; only a Stealth-routing promo banner was added.

  18. Monerogambler C /tools · privacidad · 2026-11-01 neutral o mejor

    Privacy policy text and the 2026-09-09 update date are unchanged; only guide titles/navigation changed.

  19. CardsRelay C /merchants · términos · 2026-11-01 neutral o mejor

    Terms text and the 31 October 2026 date are unchanged; only the guide links in the footer changed.

  20. CardsRelay C /merchants · privacidad · 2026-11-01 neutral o mejor

    Privacy policy text and the 31 October 2026 date are unchanged; only the guide links in the footer changed.

  21. VPSO B- /hosting · AML · 2026-11-01 peor para el usuario

    Only node count/locations and proxy-plan details changed; no-KYC/no-logs claims and legal links are unchanged.

    KYC / controlesdatos su página ↗
  22. VPSO B- /hosting · términos · 2026-11-01 peor para el usuario

    Only node count/locations and proxy-plan details changed; no-KYC/no-logs claims and legal links are unchanged.

    KYC / controlesdatos su página ↗
  23. VPSO B- /hosting · privacidad · 2026-11-01 peor para el usuario

    Only node count/locations and proxy-plan details changed; no-KYC/no-logs claims and legal links are unchanged.

    KYC / controlesdatos su página ↗
  24. YellowChanger C /exchanges · AML · 2026-11-01 neutral o mejor

    Swap widget now rendered in curr (render-state artifact — AML 70% notice and min amounts are the same policy text), plus live prices changed; fee tiers unchanged.

  25. YellowChanger C /exchanges · términos · 2026-11-01 peor para el usuario

    The tos field captured the homepage; the swap widget (coin lists, AML notice, min amounts, price cards) simply didn't render in curr — a loading-state artifact. Fee tiers and FAQ unchanged.

    KYC / controlescomisiones su página ↗
  26. Swap.bz C /exchanges · privacidad · 2026-11-01 peor para el usuario

    Only the live BTC→XMR quote rate changed (278.57→263.42); fee schedule (0.5%/1%/1%) and all privacy/KYC text unchanged.

    KYC / controlescomisiones su página ↗
  27. ChangeHero C- /exchanges · términos · 2026-11-01 peor para el usuario

    Diff truncated (55174 hidden chars); curr tail shows a compensatory-fee clause (up to 15%) for 'Preferential Conversion Feature' misuse, but whether it is new versus the hidden prev text cannot be det

    comisiones su página ↗
  28. Lizex D /exchanges · AML · 2026-11-01 neutral o mejor

    Previous capture was nearly empty (title only); curr captured the homepage, not the AML/KYC policy page — no AML policy text available in either version to compare.

  29. Wagyu C /exchanges · términos · 2026-11-01 peor para el usuario

    Diff truncated (10255 hidden chars); the tos field captured homepage content, and visible fees/FAQ sections appear identical, but the change region is obscured, so impact cannot be determined.

    comisiones su página ↗
  30. Priamex C /exchanges · AML · 2026-11-01 neutral o mejor

    Only live crypto-rate ticker values changed (BTC, LTC, XMR, SOL, TRX, ZEC); all other content including navigation and policy links identical — market-data rendering, not a policy change.

  31. 1pay.cx C /cards · AML · 2026-11-01 peor para el usuario

    Only live partner/merchant counts changed (21→20 PSPs, 499→647 merchants); fees and no-KYB terms are unchanged.

    comisiones su página ↗
  32. Goblin Physical MasterCard B /cards · comisiones · 2026-11-01 peor para el usuario

    Current capture is a Vercel browser-verification checkpoint; the pricing page is unavailable, so no fee delta can be assessed.

    KYC / controlescomisiones su página ↗
  33. ETZ-Swap C /exchanges · AML · 2026-10-28 neutral o mejor

    AML field captured the homepage, not the AML/KYC policy; only delta is a live placeholder rendering 'Trade with C' vs 'Trade with _' — no policy content in either version.

  34. uSwap C /exchanges · comisiones · 2026-10-28 peor para el usuario

    Fee schedule unchanged (0.5% platform fee, weekend waiver intact); only live review-count/rating values (4.72/241 → 4.70/243) and 'BTC → XMR' → 'BTC to XMR' arrow copy changed.

    comisiones su página ↗
  35. uSwap C /exchanges · términos · 2026-10-28 peor para el usuario

    uSwap ToS diff truncated (11063 hidden chars); visible sections 5-10 appear identical between versions, but the actual change region is obscured, so impact cannot be determined.

  36. Priamex C /exchanges · privacidad · 2026-10-28 neutral o mejor

    Only live crypto-rate ticker values changed (BTC, LTC, XMR, SOL, TRX, ZEC prices/deltas); all other content identical — market-data rendering, not a policy change.

  37. Guarda C /wallets · privacidad · 2026-10-25 peor para el usuario

    Visible Guarda privacy text and the 20.10.2026 date appear unchanged; only page/marketing markup differs.

  38. Monero.Jobs B /tools · AML · 2026-10-25 neutral o mejor

    Only the open-jobs counter and homepage section order changed; no-KYC claims and legal links are unchanged.

  39. SecureDrop A /tools · privacidad · 2026-10-25 neutral o mejor

    Visible privacy policy text and the latest update note (Sept 28, 2026) appear unchanged; only page markup/fundraising copy differs.

  40. Cryptosteel Capsule A /tools · términos · 2026-10-25 neutral o mejor

    Only the seasonal promotion banner changed; the Terms and Conditions text is otherwise unchanged.

  41. Cryptosteel Capsule A /tools · privacidad · 2026-10-25 neutral o mejor

    Only the seasonal promotion banner changed; the privacy policy text is otherwise unchanged.

  42. VeyreSIM C /sims · términos · 2026-10-25 neutral o mejor

    Current capture shows only the header/footer and "Loading..." with no Terms of Service body; no policy delta can be assessed.

  43. VeyreSIM C /sims · privacidad · 2026-10-25 neutral o mejor

    Current capture shows only the header/footer and "Loading..." with no privacy policy body; no policy delta can be assessed.

  44. Coinsbee A /merchants · privacidad · 2026-10-25 peor para el usuario

    Diff truncated (~48k chars); the visible policy includes Sumsub KYC/AML and identity verification, but whether these are new cannot be verified.

    KYC / controles su página ↗
  45. CakePay A /merchants · AML · 2026-10-25 neutral o mejor

    Current capture is a Cake Pay maintenance page; the AML/legal content is unavailable, so no policy delta can be assessed.

  46. OctoSwap F /exchanges · AML · 2026-10-25 neutral o mejor

    AML field captured the homepage, not an AML policy; only live market-ticker prices/percentages changed — no policy content in either version.

  47. EagleSwap C /exchanges · AML · 2026-10-25 peor para el usuario

    Only live widget state and the recent-transactions ticker changed (quote removed, coin selects reset, feed items refreshed); all policy/AML claims and fees unchanged.

    KYC / controlescomisiones su página ↗
  48. Gorshok C /exchanges · términos · 2026-10-25 neutral o mejor

    Previous capture was nearly empty (title only) and curr captured the homepage, not the Terms of Use; no actual ToS text available in either version, so no delta can be assessed.

  49. GoyMail C /email · términos · 2026-10-25 neutral o mejor

    Only live countdown, domain list, funding/user counters and a removed GoyGPT link changed; the Terms link is unchanged.

  50. NanoGPT A /ai · AML · 2026-10-25 peor para el usuario

    Only homepage hero copy and feature cards changed; privacy/no-account claims and legal links are unchanged.

  51. NonKYC.io B /exchanges · términos · 2026-10-21 peor para el usuario

    NonKYC ToS diff truncated (5120 hidden chars); visible sections appear identical and only a footer timestamp differs, but the change region is obscured, so impact cannot be determined.

  52. Exolix A- /exchanges · AML · 2026-10-21 neutral o mejor

    AML field captured the homepage, not the AML/KYC policy; only delta is removal of a 'What Customers Say' section heading — no policy content in either version.

  53. AnonChange C /exchanges · AML · 2026-10-21 neutral o mejor

    Fetch returned an Anubis anti-bot challenge page in both versions; only delta is a live hashrate value (0kH/s→3.657kH/s). Real AML policy content never retrieved, so actual changes can't be assessed.

  54. Dexsport C /wagering · AML · 2026-10-19 neutral o mejor

    Only the 404 page navigation and a "Live Casino" label changed; no AML or legal-policy text is present.

  55. Dexsport C /wagering · términos · 2026-10-19 neutral o mejor

    Only the 404 page navigation and a "Live Casino" label changed; no Terms or legal-policy text is present.

  56. NymVPN A /vpns · AML · 2026-10-19 peor para el usuario

    AML page content replaced: previous was a Vercel bot-check stub, now the NymVPN marketing homepage. No actual AML policy text; scrape/URL issue, not a real policy change.

    KYC / controles su página ↗
  57. GhostDrip B- /tools · términos · 2026-10-19 neutral o mejor

    Only a default amount value was removed from the DCA form; Terms, privacy claims and deletion policy are unchanged.

  58. Brave Search A /search · privacidad · 2026-10-19 neutral o mejor

    Visible Brave Search privacy text appears unchanged; only page navigation/markup differs.

  59. OpenMonero F /exchanges · AML · 2026-10-19 neutral o mejor

    Diff truncated (51866 hidden chars); the aml field captured P2P platform homepage content, not an AML disclosure, and the change region is obscured, so impact cannot be determined.

  60. NonKYC.io B /exchanges · comisiones · 2026-10-19 peor para el usuario

    Entire fee tier table and withdrawal fee ($1) unchanged; only the live footer server timestamp differs.

    comisiones su página ↗
  61. NonKYC.io B /exchanges · privacidad · 2026-10-19 peor para el usuario

    Privacy policy body unchanged; only the live footer server timestamp differs (Sun 08 Nov vs Wed 11 Nov 2026).

  62. VeilSwap C /exchanges · privacidad · 2026-10-19 peor para el usuario

    Privacy policy body (sections 1-11) unchanged; only footer differences: partner link renamed (XMRList→MoneroDir), tagline tweak, and 'Popular pairs' → 'Popular corridors' footer section swap.

  63. GoyMail C /email · AML · 2026-10-19 peor para el usuario

    Only live countdown, MOTD, funding/user counters and a removed GoyGPT link changed; the Terms link is unchanged.

  64. GoyMail C /email · privacidad · 2026-10-19 peor para el usuario

    Only live countdown, MOTD/donor text, funding progress and user count changed; privacy policy and no-ads claims are unchanged.

  65. Goblin Physical MasterCard B /cards · términos · 2026-10-19 peor para el usuario

    Current capture is a Vercel browser-verification checkpoint; the Terms of Service is unavailable, so no policy delta can be assessed.

    KYC / controles su página ↗
  66. NanoGPT A /ai · privacidad · 2026-10-19 peor para el usuario

    Diff truncated (~27k chars); the visible text is a detailed privacy policy with no date, so the delta cannot be verified.

    KYC / controles su página ↗
  67. uSwap C /exchanges · privacidad · 2026-10-14 peor para el usuario

    uSwap privacy policy diff truncated (7475 hidden chars); visible sections 3-10 appear identical between versions, but the actual change region is obscured, so impact cannot be determined.

  68. Stasher News C /forums · privacidad · 2026-10-11 peor para el usuario

    Only UI toggles and the source commit hash changed; the privacy policy text and 8 October 2026 date are unchanged.

  69. XMRVCC B /cards · términos · 2026-10-04 peor para el usuario

    Only the "Last updated" date changed (1 Nov to 8 Nov 2026); the Terms text is unchanged.

  70. BuyUKeSIM B+ /sims · privacidad · 2026-08-30 peor para el usuario

    Visible privacy policy text and the 30 August 2026 date appear unchanged; only page markup/footer differs.

  71. Exolix A- /exchanges · términos · 2026-08-09 peor para el usuario

    Exolix ToS diff truncated (4483 hidden chars); visible sections 4-11 appear identical between versions, but the change region is obscured, so impact cannot be determined.

  72. Exolix A- /exchanges · privacidad · 2026-08-09 peor para el usuario

    Exolix privacy policy diff truncated (2389 hidden chars); visible sections 1-15 appear identical between versions, but the change region is obscured, so impact cannot be determined.

  73. Bitrefill Gift Cards B /merchants · privacidad · 2026-08-02 peor para el usuario

    Diff truncated (~92k chars); the visible policy includes extensive cookie, advertising and email-tracking sections, but the actual change cannot be verified.

    KYC / controlesdatos su página ↗
  74. LM Studio B /ai · privacidad · 2026-08-02 peor para el usuario

    Diff truncated (~26k chars); the visible privacy policy remains effective June 2026 with no evident change.

  75. Goblin Physical MasterCard B /cards · privacidad · 2026-07-19 peor para el usuario

    Current capture is a Vercel browser-verification checkpoint; the privacy policy is unavailable, so no policy delta can be assessed.

    KYC / controles su página ↗

Los resúmenes son nuestros, escritos a partir de la página del propio proveedor; sigue el enlace para el texto exacto. «Peor para el usuario» incluye nueva recogida o cesión de datos, KYC u origen de fondos, poderes de congelar o rechazar, comisiones más altas y nuevas restricciones. Legible por máquina: /api/v1/policy-state.