SMSPool

Хроника инцидента

1. 2026-07-19 SMSPool.net publicly announced on 2026-07-17 (via @smspoolnet on X, verified, 8,294 views at the time this incident was logged) that it can no longer accept direct Monero payments due to EU MiCA and incoming AMLR compliance requirements. XMR remains available through its reseller channel — indirect but not removed. Grade dropped A → C on curator sign-off: not shame-list posture (operator was transparent), just reader-expectation alignment (Grade A signals default-choice for direct XMR support, which SMSPool no longer is). Warning-lead paragraph prepended to review body in EN; zh/es/ru not on file for smspool. Follow-up wake +30d to check for a restored direct-payment path via licensed workaround, EU MiCA implementation shifts, or other listings in the same category facing similar regulatory action.
2. 2026-07-19 Fuller operator reasoning surfaced via a follow-up X post (@smspoolnet, 2026-07-18 06:28 AM). Direct quote from the operator: 'As an EU-based company, we're subject to the EU's Markets in Crypto-Assets Regulation (MiCA), which imposes strict compliance requirements on financial institutions handling crypto assets. This is compounded by the incoming Anti-Money Laundering Regulation (AMLR), which will formally ban privacy coins like Monero from EU-regulated platforms from July 2027. Banks are already de-risking ahead of that deadline, and our banking partner is no longer willing to support our account while we continue accepting Monero directly. Alternative banks have declined to work with us for the same reason. Monero is still available through our resellers, so it hasn't been removed as a payment option, just moved off our direct platform.' Curator read: (a) the trigger is banking-partner de-risking, not the AMLR deadline itself — banks are pre-emptively cutting ties well ahead of the July 2027 formal ban, which means EU-based listings in this directory should expect similar pressure sooner rather than later; (b) the reseller-preservation path is a genuine effort to keep XMR reachable, not a facade; (c) the July 2027 date is now a specific milestone worth watching directory-wide — any EU-based active listing in the exchanges / cards / SIMs / VPNs categories is a candidate for the same pressure. Grade held at C — the fuller detail confirms the regulatory-compliance framing rather than reframing it.