# xmr.club — transparency

> Editorial control, funding, operator-disclosed products, conflict-of-interest policy, verification cadence, and data handling. Plain-text twin of https://xmr.club/transparency.

## Editorial control

- One curator plus a small advisory group of long-time privacy-tools users. Contact via @xmrclub_bot.
- Every grade signed off by the curator after end-to-end testing — signup, payment, withdrawal.
- No anonymous contributor pipeline. Submissions reviewed before listing; rejections include reasons.
- Every grade change logged to https://xmr.club/audit.

## Funding

- Affiliate links on outbound /go/<slug> redirects.
- Sponsorships at https://xmr.club/sponsor — SPONSORED chip + bubble-to-top placement; never grade or KYC tagging.
- kyc.rip swap aggregator revenue (upstream-engine affiliate cut; no user markup) feeds the same budget.
- No paywalls, no premium tiers, no newsletter monetization, no scraping fees.

## Products operated by the curator

Listed separately on the directory; chipped where they appear:
- kyc.rip — no-markup swap aggregator. /exchanges/kyc-rip-aggregator
- kyc.rip / ghost — two-hop XMR-detour bridge. /exchanges/kyc-rip-ghost
- uPay.rip — USDT payment gateway
- walls.rip — private messaging + SMS/Mail tooling
- stables.rip — stablecoin tracker
- disperse.rip — USDT batch disperser
- 404.cash — merchant point-of-sale
- jiayou.rip — TRON energy market

## Conflict-of-interest policy

- Affiliate-bearing /go/ redirects carry a UTM identifying xmr.club as the source.
- Operator-built products are chipped and clearly labelled in editorial notes.
- Any sponsor relationship beyond standard sponsorship slots is disclosed inline on the listing.
- A sponsor found to have lied about KYC posture is downgraded or removed regardless of contract.

## Verification cadence

- Daily probe of every canonical URL — https://xmr.club/status.
- Daily onion-mirror probe via cloakbrowser — https://xmr.club/onion-audit.
- Per-listing re-verification target: yearly. Entries past 18 months get a one-grade downgrade.
- Freshness board: https://xmr.club/freshness.

## Refusals + warnings

Providers found to KYC after deposit, freeze user funds without due process, or operate confirmed phishing / exit-scam patterns are refused or kept warning-listed. The ChangeNow warning entry is a public example. Removals also visible at https://xmr.club/archive.

## Your data

- No analytics, no third-party scripts, no cross-site cookies.
- One cookie: xmr_theme stores your dark/light preference. Nothing else.
- /ask sentences are SHA-256 hashed and rate-limited; the normalized text is logged anonymously to seed https://xmr.club/content-gaps. No IPs, no fingerprints.

## License

CC-BY-4.0. Attribute "xmr.club".