{
  "version": "v1",
  "slug": "no-kyc-prepaid-card",
  "title": "No-KYC prepaid card — virtual + physical options",
  "description": "Buying a Visa/Mastercard prepaid card without ID, paying in XMR/BTC. Single-use virtual vs reloadable physical, what each one costs, and the picks.",
  "intro": "Single-use virtual cards funded with crypto have effectively replaced the cash-Visa-gift-card-at-a-pharmacy workflow for online shopping. Reloadable physical cards exist too but cost much more to issue. Below: what's available, what each one costs, and the picks from the directory.",
  "body_plain": "Two flavours Single-use virtual — burn-on-pay. $5-25 fee per card, accepts the listed retail value, then card is dead. Use for one online purchase. Funded by XMR/BTC/LN. Reloadable physical — plastic in the mail. $100-350 issuing fee, 2-5% reload margin. Use for ongoing card-present + recurring online. Rarely worth it unless you're using it daily. Caveats 3DS / merchant ID checks. Some online merchants kick the card to a 3D-Secure ID step — the card itself may not need KYC, but if the merchant runs a credit-check on you, that's a separate trail. Region-locked BINs. Many virtual cards issue with a US or EU BIN. Some merchants block non-US BINs. Pick the right region at checkout. Subscription declines. Some recurring subs reject prepaid cards. Use single-use for the first month then move. Refunds. Single-use cards can't accept refunds — the card is gone after the first transaction. Plan accordingly. A-grade picks",
  "body_html": "\n      <section>\n        <h2 class=\"section-h\">Two flavours</h2>\n        <ul class=\"bullet-list\">\n          <li><strong>Single-use virtual</strong> — burn-on-pay. $5-25 fee per card, accepts the listed retail value, then card is dead. Use for one online purchase. Funded by XMR/BTC/LN.</li>\n          <li><strong>Reloadable physical</strong> — plastic in the mail. $100-350 issuing fee, 2-5% reload margin. Use for ongoing card-present + recurring online. Rarely worth it unless you're using it daily.</li>\n        </ul>\n      </section>\n\n      <section>\n        <h2 class=\"section-h\">Caveats</h2>\n        <ul class=\"bullet-list\">\n          <li><strong>3DS / merchant ID checks.</strong> Some online merchants kick the card to a 3D-Secure ID step — the card itself may not need KYC, but if the merchant runs a credit-check on you, that's a separate trail.</li>\n          <li><strong>Region-locked BINs.</strong> Many virtual cards issue with a US or EU BIN. Some merchants block non-US BINs. Pick the right region at checkout.</li>\n          <li><strong>Subscription declines.</strong> Some recurring subs reject prepaid cards. Use single-use for the first month then move.</li>\n          <li><strong>Refunds.</strong> Single-use cards can't accept refunds — the card is gone after the first transaction. Plan accordingly.</li>\n        </ul>\n      </section>\n\n      <section>\n        <h2 class=\"section-h\">A-grade picks</h2>\n      </section>\n    ",
  "picks": [
    {
      "category": "cards",
      "id": "kyc-rip-cards",
      "name": "kyc.rip Cards",
      "url": "https://xmr.club/cards/kyc-rip-cards",
      "markdown_twin": "https://xmr.club/llm/cards/kyc-rip-cards.txt",
      "why": "First-party single-use virtual Visa/MC funded by XMR/BTC/LN. No-account."
    },
    {
      "category": "cards",
      "id": "trocador-cards",
      "name": "Trocador Cards",
      "url": "https://xmr.club/cards/trocador-cards",
      "markdown_twin": "https://xmr.club/llm/cards/trocador-cards.txt",
      "why": "Sibling product to the swap aggregator. Established issuer."
    }
  ],
  "url": "https://xmr.club/guides/no-kyc-prepaid-card",
  "markdown_twin": "https://xmr.club/llm/guides/no-kyc-prepaid-card.txt"
}